Saving has become a priority for employees and companies. According to the II Edenred Study of Workplace Well-being and Health, the 75,6% of professionals are dissatisfied with their salary, and 52.7% he accepts it thanks to the well-being measures such as Social Benefits and/or Flexible Remuneration. That's why, how can you help your team save more, without increasing salary costs? The answer lies in the Hybrid Model of Edenred.
Saving on daily meals is easier if you plan for it. Set menus And agreements with restaurants are usually more economical than improvising. And ordering home delivery in advance helps you control spending. Furthermore, when these meals include tax benefits, You pay less for the same thing. Result: less stress, quality breaks and a more relieved wallet.
Switching to a monthly pass instead of single tickets, planning routes with apps and combining public transport This would drastically reduce fuel, parking, and maintenance costs for a private vehicle. Also You save time on the journeys. As it has tax benefits, you stretch your salary even further without giving up comfortable and sustainable movement.
Choosing a nursery school close to work or home saves time and travel. Many families can add public aid and tax benefits, which noticeably reduces the monthly instalment. Furthermore, having flexible hours and a stable position avoids last-minute solutions, favours reconciliation and reduces stress.
Group policies usually have better terms than individual ones. Adjusting cover to what you really need. avoid overpaying, e Include your spouse or children on the same policy, it simplifies costs. When insurance has tax advantages, the savings annual is still greater.
The Mixed Model brings together two complementary forms of compensation in a single experience: on one hand, the company contributes a Direct grant at Social Benefits (for example, monthly help with food, transport, childcare or healthcare) and, on the other hand, each employee can voluntarily add Flexible remuneration for those same concepts, taking advantage of their tax benefits. The result is simple: greater savings capacity for teams, more cost control for the company, and unified, easy management.
For the Company, it provides more benefit with less expense, as the The grant is deductible for Corporation Tax purposes. and reinforces the employer brand with a flexible scheme. This boost satisfaction and simplify management upon unifying the subsidy and Flexible Remuneration into a single stream, reducing administrative burden and increasing value visibility.
For the employees, is translated into increased purchasing power by taking advantage of exemptions on food, transport, childcare and health. They also have more control when Personalise your package according to their stage of life and in a real conciliation when combining direct aid and tax savings in services that make everyday life easier.
I want to offer benefits to my teams already!Imagine a person with a Average salary in Spain (€33,700 gross per year). Your company subsidises your meals by €100 per month. That same person decides to add €120 per month via Flexible Remuneration to reach the maximum tax-exempt amount.
In total, you have €220 per month in Ticket Restaurant with tax advantages, without increasing your gross salary. In a year, this can amount to Almost €700 tax savings (€679.89 in the example), while the company improves its pay proposal without increasing salary costs.
These solutions, integrated into the Hybrid Model, allow maximise savings of your teams, customise compensation and improve well-being, with simple operation and digital 100%.
Maximising your team's savings doesn't require increasing their basic salary.requires designing a smart, flexible, and measurable scheme. The The Edenred Mixed Model allows you to combine Social Benefits and Flexible Remuneration to generate more purchasing power, more well-being, and more engagement, with simple management on a single platform. It is the most effective way to convert profits into a genuine engine of value for your people and your company.
