Can the social security contribution base be affected?

No, the contribution base will not be changed in any way.

Can I choose the benefits I am most interested in?

Yes, you decide which services you want to use your flexible compensation for (such as transport, meals, childcare or training).

Is participation in the flexible compensation scheme mandatory?

No. Participation is entirely voluntary and you decide whether you want to join or not.

What if my needs change during the year?

You can adjust your choices within the terms and conditions set by your company.

Does flexible pay replace part of my salary?

You do not lose salary. You simply allocate part of your gross salary to services that you enjoy tax advantages.

Does flexible compensation have any extra cost for me?

No. The advantage is that you pay less tax by spending part of your gross salary on these services.

What happens if I change companies?

The flexible pay scheme depends on the company. If you change jobs, you should check whether your new employer offers such a scheme.

Savings calculator: stretch your salary with Edenred

Q: How much money can be allocated to Flexible Compensation?

Up to 30% of your gross annual salary can be used for flexible compensation.

Find out how much you can save and how to increase your take-home pay with our Flexible Compensation simulator.

How does the Flexible Compensation simulator work?

Enter your gross salary and the amount you want to allocate to each solution, such as Ticket Restaurant o Edenred Mobility. In a matter of seconds, you will discover how much you could save by integrating these benefits into your salary. It is the perfect tool for optimising your income, planning your savings and improving your quality of life in a straightforward manner.
Do the math and take the first step towards smart savings!

How have we calculated it?

Gross Annual Salary 30.000€ (without children)

Money available: 23.139,63€

You have saved 797,34€

Remember! Your social security contribution base is not affected under any circumstances.

Now do your own calculation

How much do you earn per year?

Enter your gross annual salary

Do you have children?

Yes

How much would you like to allocate to Ticket Restaurant?

Daily amount

The maximum amount cannot exceed €11

Days per month

Months per year

How much would you like to allocate to Edenred Nursery?

Monthly amount

Months per year

How much would you like to allocate to Edenred Mobility?

Monthly amount

The maximum amount cannot exceed €136.36

Months per year

The total amount allocated to Edenred solutions cannot exceed 30% of your gross salary. The total value of Edenred solutions cannot be 0.

This calculation is an estimated and non-binding simulation. The final income tax return will vary depending on any other income received by the employee and their personal circumstances. Additionally, the maximum amount that the Workers' Statute allows to be allocated to Edenred products is 30% of the employee's gross annual salary.

Increase in available income

0 €

Available salary

0 €

Without Edenred:

0 €

How did we calculate this?

Gross Annual Salary

€

Without Edenred

An income tax rate of

Leaving a net salary of

From that amount you allocate to eating at restaurants , and to paying for childcare and to paying for public transport

With Edenred

You allocate to Ticket Restaurant , and to Ticket Guardería and to Ticket Transport

Leaving a gross amount of

To which an income tax rate of

¡Recuerda! Tu base de cotización a la seguridad social no se ve afectada en ningún caso.

Frequently asked questions about the Flexible Compensation calculator

How does the Flexible Compensation calculator work?

The Edenred calculator will allows you to quickly and easily estimate how much you can save on your personal income tax if you decide to incorporate exempt products (such as childcare, food or transport) through the Flexible Compensation. Just enter your gross annual salary and the amounts you want to spend on each benefit.

Does the Flexible Compensation simulator take into account up-to-date tax regulations?

Yes. The Flexible Compensation calculator is designed to reflect current Spanish tax regulations. However, this is an indicative estimate. For a more precise calculation adapted to your case, we recommend that you consult your HR department or a tax advisor.

How much can you save with Flexible Compensation?

The savings from Flexible Compensation can be up to 30% on the amount earmarked to products exempt from personal income tax. The exact figure depends on your tax bracket and the total amount you spend on these benefits.

How are personal income tax savings calculated?

The saving is based on the reduction of your taxable income. By allocating part of your gross salary to personal income tax-free benefits, you are taxed on a lower amount, which translates into a higher take-home pay. The calculator applies these tax rules to give you a personalised estimate.

How does Flexible Compensation affect take-home pay?

Flexible Compensation allows increase take-home pay without increasing the cost to the company. By being taxed on a lower taxable base, the professional's monthly purchasing power is increased.

How much money can be allocated to Flexible Compensation?

It depends on the type of benefit and the legal limits set. For example, in the case of the Ticket Restaurant the maximum exemption is 11 €/working day. The calculator takes these ceilings into account to provide an accurate calculation.

Why does my take-home pay look higher if Flexible Compensation is incorporated?

Because the amounts spent on exempt products are not taxed for personal income tax purposes, which reduce your tax burden. Thus, you can enjoy the same services (food, transport, childcare, etc.) at a lower cost and with a higher disposable income.

How to manage Flexible Compensation in the tax return?

Although the amounts allocated to Flexible Compensation are exempt from Personal Income Tax (within the legal limits), it is important to take them into account in your tax return. You can consult this article from our blog where we explain all the details to manage it correctly.

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