If we have a mobile device in our possession, we will not only have access to an endless number of entertainment and information applications. We also have a wide range of useful tools that can help us control our personal expenses. Thanks to these applications, we can be more organised and efficient, managing to keep a better control of the comprehensive control of our finances.
There is a extensive catalogue of personal expense tracking applications on the market, Both free and paid, for all tastes and for any operating system. Applications that will allow us to save and better organise our expenses and income in an intuitive and efficient way. It is therefore one of the most demanded types of applications by mobile device users.
Here are some of them the best personal expense tracking apps that help us to better control our finances, easily analyse our consumption habits and better plan our budgets.
La The most well-known and successful free Spanish application In this area, being one of the best personal finance apps as well as one of the most seasoned. We can install Fintonic on our mobile device, be it iOS or Android. It also allows working with bank accounts from different banks. The app will take care of organising our expenses from that point on.
Among the most useful services it offers Fintonic we found a exhaustive user spending control via charts. This allows for a simple visualisation at the end of the month of our expenses and what they were spent on. It also offers the possibility of planning or budgeting projects in the medium and long term within the app itself, thus avoiding complex mathematical calculations, as well as a useful section of savings tips. Once our finances have been analysed, the app provides us with a series of recommendations to increase the money in our account.
Other interesting features include that it warns and prevents us from having duplicate charges, commissions, or overdrafts, and that our money is automatically organised into categories for reviewing monthly and weekly expenses.
An expense control app ideal for beginners as it is based on the envelope method, which consists of creating, in this case virtual, envelopes in which we deposit the money we plan to spend during the month on a particular category (shopping, leisure, etc.).
In this personal expense app, the user has to manually record each expense. This way, we become more aware of what we spend, enabling us to know exactly where our money goes each month.
What users value most about this app is the ease of tracking and managing expenses.
The free version of Goodbudget It has a limit of 20 envelopes and offers a paid version if we want more functionality. In this free version, we will be able to access the same account from two different devices.
With this app we can program periodic reports, budgets and backups. It's very intuitive and expenses are shown in graphs.
We manually enter our expenses in it, and it's the ideal expense tracking app if we want to keep control of them. without the need to link our bank account.
It offers maximum privacy, and we can access it from various devices and always have our expenses up to date and synchronised.
In its free version, income and expense categories cannot be edited, deleted, or have custom ones added. It is password-protected and can be synced with Dropbox.
One of the personal expense tracking applications more complete and is available for mobile phones, iPads and computers.
MoneyWiz 2021 It is financial software that offers multiple possibilities and over 100 new functionalities in its latest version, which can also make it too complex a tool for certain users. However, once downloaded, this app allows you to easily select which uses you want to give it and which ones you don't.
Highlight the option of create highly detailed reports and synchronisation with over 20,000 banks in 50 countries. Furthermore, MoneyWiz Does it have alert or notification services that, for example, let us know when a payment is overdue or when the bank account has a negative balance.
To manage expenses, we can track our daily and monthly spending by categories: fuel, food, public transport, leisure, etc.
One of the advantages of MoneyWiz 2021 compared to other apps is that The interface in Spanish is available in all its functionalities.
Mint, an English app, track, organise accounts, balances, credit card usage, investment accounts and loans, etc. It has reminders so that we don't forget about future payments or to know if our balance is low or if there are bills due, etc. It also has the functionality to be able to prepare indicative budgets and spending targets.
It allows access to our account from both our mobile phone and our computer. Another interesting detail about this application is the two-factor authentication system, synonymous with security for our data.
If we have a lot of bank accounts and we are looking for one simple app that allows us to manage our finances in one place, this app is ideal. It also allows you to link other services like PayPal.
Thanks to the synchronization of our accounts in a single space, we can monitor the status of our finances in real-time and at all times, better organise our budgets, and easily control our spending habits.
YNAB, You Need a Budget, or "necesitas un presupuesto" in Spanish, is a paid application for managing personal expenses designed for improving financial awareness.
We will be able to control our accounts from a single app, create budgets, analyse spending and savings, and learn about personal finance thanks to the tutorials and information available on its website.
The system offers YNAB It is based on a logic of forecasting monthly expenses and categories that help us assign every euro earned its place in our budget.
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