Financial Education: how to save with Edenred's benefits

What is financial education?

Financial education involves acquiring knowledge and skills that allow us to manage our resources in an informed way, plan for the future and make sound economic decisions. This includes learning to identify tools that help us maximise our salary, reduce unnecessary expenses and take advantage of tax benefits.

Making the most of Edenred's services

The products from Edenred are designed to improve your purchasing power and help you make the most of your salary thanks to its tax benefits and management facilities. Here's how to do it:

• Ticket RestaurantThis service makes it possible to pay for daily meals by earmarking part of the gross salary for restaurant expenses. reduces personal income tax and increases the annual take-home pay. For example, with the Ticket Restaurant you could save up to 30% compared to paying for your meals conventionally.

• Edenred Guarderíafamilies with Children under 3 years old They can cover expenses such as tuition fees and meals using a portion of their gross salary, which is also exempt from income tax. This not only reduces the tax burden but also simplifies work-life balance by facilitating access to more 7,500 educational establishments.

• Edenred Mobilityfor those who use public transport, Edenred Mobility is a Practical and sustainable solution which also benefits users in terms of taxes. By allocating part of your gross salary to transport vouchers, you can save money each month while contributing to environmental protection.

Practical tips for better managing your income

Here are some tips based on financial education to better manage your money:

• Know your options: Look into the tax benefits you can access based on your personal and work situation.
• Plan your spending: It uses tools such as the Edenred savings calculators to estimate how much you can save with each service.
• Prioritise your needs: Allocate your budget strategically, taking advantage of benefits like Ticket Restaurant to dedicate more resources to savings or investment at the end of the month.
• Follow up on a regular basis: Monitor your monthly income and expenses to ensure you are deriving the maximum benefit from the tools available.

A step towards balance and savings

Here at Edenred, we believe in the importance of financial education for achieving economic balance and improving quality of life. Our services are designed to help you save, optimise your resources, and take advantage of available tax benefits. We invite you to explore all the solutions Edenred makes available to you to enjoy smarter management of your personal finances.