If we have a mobile device in our possession, we will not only have access to an endless number of entertainment and information applications. We also have a wide range of useful tools that can help us control our personal expenses. Thanks to these applications, we can be more organised and efficient, managing to keep a better control of the comprehensive control of our finances.
There is a extensive catalogue of personal expense tracking applications on the market, Both free and paid, for all tastes and for any operating system. Applications that will allow us to save and better organise our expenses and income in an intuitive and efficient way. It is therefore one of the most demanded types of applications by mobile device users.
Here are some of them the best personal expense tracking apps that help us to better control our finances, easily analyse our consumption habits and better plan our budgets.
The most popular and successful free Spanish application in this field, being one of the best personal finance apps as well as one of the most veteran ones. We can install Fintonic on both our iOS and Android mobile devices. It also allows working with bank accounts from different banks. From then on, the application will take care of organising our expenses.
Among the most useful services offered Fintonic we found a exhaustive control of the user's expenditure by means of graphs. This makes it easy to see at the end of the month what our expenses have been and what they have been spent on. It also offers the possibility of planning or budgeting projects in the medium and long term in the application itself, thus avoiding complex mathematical calculations, as well as a useful savings advice section. Once we have analysed our finances, the app gives us a series of recommendations to increase the money in our account.
Other interesting features are that it warns and prevents us if we have duplicate charges, commissions or overdrafts and that our money is automatically organised by categories to review monthly and weekly expenses.
An expense control app ideal for beginners as it is based on the envelope method, which consists of creating envelopes, in this case virtual ones, in which we deposit the money we plan to spend during the month in a certain category (shopping, leisure, etc.).
In this personal spending app the user has to manually write down each expense. In this way, we are more aware of what we spend and can know exactly where our money is going each month.
The most valued feature of this application by users is the easy tracking and management of expenditures.
The free version of Goodbudget has a limit of 20 envelopes and offers a paid version if you want more features. In this free version you can access the same account from two different devices.
With this application we can program periodic reports, budgets and backups. It is very intuitive and expenses are displayed in graphs.
We enter our expenses manually and it is the ideal expense control application if we want to keep track of our expenses. without the need to link our bank account.
It offers maximum privacy and we can access it from several devices and have our expenses always up to date and synchronised.
In its free version the income and expense categories cannot be edited, deleted or customised. It is password protected and can be synchronised with Dropbox.
One of the personal expense tracking applications It is available for mobile phones, iPad and PC.
MoneyWiz 2021 is a financial software that offers multiple possibilities and more than 100 new functionalities in its latest version, which can also make it too complex for some users. However, once downloaded, this app allows you to easily select which uses you want to make of it and which you do not.
It highlights the option of create highly detailed reports and synchronisation with more than 20,000 banks in 50 countries. In addition, MoneyWiz has alerts or notifications services that warn us, for example, when a payment is overdue or when the bank account has a negative balance.
To manage expenses we will be able to track our daily and monthly expenses by category: fuel, food, public transport, leisure, etc.
One of the advantages of MoneyWiz 2021 compared to other apps is that the Spanish interface is available in all its functionalities.
Mint, an English-language application, tracks, organises accounts, balances, credit card usage, investment and loan accounts, etc. It has reminders so that we don't forget about future payments or to find out if our balance is low or if there are bills due, etc. It also has the functionality to prepare indicative budgets and spending targets.
It allows you to access your account both from your mobile phone and from your computer. Another interesting detail of this application is the two-factor authentication system, synonymous with security for our data.
If we have a lot of bank accounts and we are looking for one simple app that allows us to manage our finances in one place, this application is the ideal one. In addition, it also allows you to link other services such as Paypal.
Thanks to the synchronisation of our accounts in a single space, we will be able to monitor the state of our finances in real time and at all times, better organise our budgets and easily control our consumption habits.
YNAB, You Need a Budget is a paid application for managing personal expenses designed to improving financial awareness.
We will be able to have control of our accounts from a single app, create budgets, analyse expenses and savings and learn about personal finance thanks to the tutorials and information available on its website.
The system offers YNAB is based on a monthly spending forecast logic and categories that help us to allocate each earned euro to its place in our budget.
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