Take out health insurance for your company with Edenred Flex
Edenred and iSalud join forces: on our Edenred Flex platform you can take out iSalud insurance. Offer your teams comprehensive coverage and the best premiums for their wellbeing.
What is this health insurance for companies that is contracted through Edenred?
The Health insurance with Flex Insurance with Flex e iHealth is the ideal solution to take care of your team professionals and their families, including spouses and children.
Thanks to our agreement with the insurers with the most comprehensive coverages, You will be able to integrate the health insurance contract into our Social Benefits platform.
You can take out these products as part of your health insurance:
- Medical staff
- Reimbursement
- Outpatient products
If you include such insurance in your Flexible Compensation plan, you will be able to benefit from tax matters up to €500 per policy per year (professional, spouse and descendants).
Give your team the peace of mind and security it needs with a full medical coverage.
Advantages of offering Health Insurance with Flex in your company
In what forms can I offer health insurance?
Are you looking to include health insurance in your company and improve the value proposition for your employees? At Edenred we show you how to make it easy and cost-effective.
Social Benefits
By offering health insurance as a subsidy, you offer your team an extra to their already established salary. It will be exempt from income tax, up to €500 per year.
Flexible Compensation
Each person in your team can allocate a portion of their salary to health insurance, benefiting from tax advantages. This increases their net salary.
Hybrid model
Your team receives a bonus in the form of a grant and they complement this benefit on a voluntary basis through the advantages of Flexible Compensation.
How to implement Health insurance with Flex Insurance with Flex in your company? A concrete example
Pedro works for a company that offers the health insurance as a subsidised benefitor, which means that the company pays the cost of your health insurance through compensation in kind. This allows Pedro to enjoy the insurance without any deductions from his salary and with tax advantages.
In addition, Peter has also decided to include his spouse and two children in the insurance. To do so, he uses the Flexible Compensation, where the cost of policies for your family is deducted from your gross salary. This also allows you to take advantage of a income tax exemption of up to €500 per family member per year.
Thanks to this combination of benefits, Pedro and his family have full medical coverage at a reduced cost, while the company increases the satisfaction and loyalty of its teams with efficient and flexible management.
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Frequently Asked Questions about health insurance with Edenred Flex
What are the tax advantages of health insurance for my company and my teams?
Your team members can enjoy a tax savings of up to €500 per year per policy, as this amount is exempt from personal income tax. This translates into a higher net compensation without increasing the cost for the company (*Except in Alava, Guipuzcoa and Vizcaya where there is no exemption).
What coverage is included in the health insurance?
The coverages are those agreed between the company and the insurer, but in general include primary care, medical specialities, diagnostic tests, hospitalisation and emergencies.
Can family members be included in the company's health insurance?
Yes, professionals can include their spouse and children as beneficiaries, extending medical protection to the whole family unit. Family members are also exempt from income tax at a rate of 500 euros per year per beneficiary.
Can practitioners choose their preferred insurer?
Practitioners can choose the insurer as long as it is within the options offered by your company. If you wish to add an insurer, you will have to apply to your company.
What if a professional already has private health insurance?
If you already have health insurance, you can take it out again through your company (you have to apply for it) and include it in the Flexible Remuneration, obtaining a significant tax saving.
In which autonomous communities or provinces does the personal income tax exemption for health insurance not apply?
The exemption of up to 500 € per year per person in health insurance does not apply in the provinces of Álava, Guipúzcoa and Vizcaya (Basque Country).
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