Financial Education: how to save with Edenred's benefits

Financial education is an essential tool for taking smart economic decisions and improve our quality of life. Understanding how to revenue management and making the most of available resources can make a big difference in everyday life. An example of this is the Edenred's services.

What is financial education?

Financial education is about acquiring knowledge and skills that enable us to manage our resources in an informed way, plan for the future and make sound financial decisions. This includes learning to identify tools to help us maximise our income, reduce unnecessary expenses and take advantage of tax benefits.

Making the most of Edenred services

Edenred products are designed to improve your purchasing power and help you to get more out of your salary thanks to their tax benefits and management facilities. Here we explain how to do it:

• Ticket RestaurantThis service makes it possible to pay for daily meals by earmarking part of the gross salary for restaurant expenses. reduces personal income tax and increases the annual take-home pay. For example, with the Ticket Restaurant you could save up to 30% compared to paying for your meals conventionally.

• Edenred Nurseryfamilies with children under 3 years of age can cover expenses such as tuition and canteen costs using part of their gross salary, which is also exempt from income tax. This not only reduces the tax burden, but also makes it easier to reconcile work and family life by facilitating access to more than 7,500 educational establishments.

• Edenred Mobilityfor those who use public transport, Edenred Mobility is a practical and sustainable solution which also benefits users in terms of taxation. By allocating part of your gross salary to the transport pass, you can save every month while helping to protect the environment.

Practical tips to better manage your income

Here are some tips based on financial education to better manage your money:

• Know your options: Investigate the tax benefits available to you depending on your personal and employment situation.
• Plan your spending: It uses tools such as the Edenred savings calculators to estimate how much you can save with each service.
• Prioritise your needs: Allocate your budget strategically, taking advantage of benefits such as the Ticket Restaurant to allocate more resources at the end of the month to savings or investment.
• Follow up on a regular basis: Monitor your monthly income and expenses to make sure you are getting the maximum benefit from the tools available.

A step towards balance and savings

At Edenred we believe in the importance of financial education to achieve economic balance and improve quality of life. Our services are designed to help you save, optimise your resources and take advantage of the tax benefits available. We invite you to explore all the solutions that Edenred offers you to enjoy a smarter management of your personal finances.