{"id":37993,"date":"2026-01-02T11:48:00","date_gmt":"2026-01-02T10:48:00","guid":{"rendered":"https:\/\/www.edenred.es\/?p=37993"},"modified":"2026-02-26T12:10:47","modified_gmt":"2026-02-26T11:10:47","slug":"cheque-guarderia-todo-lo-que-necesitas-saber","status":"publish","type":"post","link":"https:\/\/www.edenred.es\/en\/blog\/cheque-guarderia-todo-lo-que-necesitas-saber\/","title":{"rendered":"Childcare Voucher: what it is, how it works and how to make the most of it"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"37993\" class=\"elementor elementor-37993\" data-elementor-post-type=\"post\">\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-44d20c03 e-flex e-con-boxed e-con e-parent\" data-id=\"44d20c03\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-464bc58d elementor-widget elementor-widget-text-editor\" data-id=\"464bc58d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"2730\" data-end=\"3200\">The <a href=\"https:\/\/www.edenred.es\/en\/blog\/conciliacion-familiar-y-laboral\/\" target=\"_blank\" rel=\"noopener\">reconciling work and family life<\/a> remains one of the biggest challenges for families with young children. The cost of childcare, which in Spain can range from \u20ac250 to \u20ac450 per month depending on the autonomous community, is a considerable financial burden.<br data-start=\"2982\" data-end=\"2985\" \/>In this context, the <a href=\"https:\/\/www.edenred.es\/en\/ticket-guarderia\/\" target=\"_blank\" rel=\"noopener\"><strong data-start=\"3006\" data-end=\"3026\">childcare voucher<\/strong><\/a> has become one of the most effective solutions for both employees and companies by offering <strong data-start=\"3134\" data-end=\"3199\">tax savings, flexibility and direct support for reconciliation<\/strong>.<\/p><p data-start=\"3202\" data-end=\"3362\">In this complete guide you will find everything you need to know: what it is, how it works, how to apply for it, whether it is compatible with other grants and what benefits it brings.<\/p><h2 class=\"wp-block-heading\">What is the childcare cheque?<\/h2><p data-start=\"3404\" data-end=\"3595\">The childcare cheque is an employment benefit that allows the total or partial payment of the cost of a childcare centre or nursery (first cycle, 0-3 years) with the following conditions <strong data-start=\"3573\" data-end=\"3594\">tax benefits<\/strong>.<\/p><p data-start=\"3597\" data-end=\"3625\">It can be delivered in a format:<\/p><ul data-start=\"3626\" data-end=\"3723\"><li data-start=\"3626\" data-end=\"3656\"><p data-start=\"3628\" data-end=\"3656\">Physical or digital cheque<\/p><\/li><li data-start=\"3657\" data-end=\"3679\"><p data-start=\"3659\" data-end=\"3679\">Prepaid card<\/p><\/li><li data-start=\"3680\" data-end=\"3723\"><p data-start=\"3682\" data-end=\"3723\">Direct transfer to the kindergarten<\/p><\/li><\/ul><p data-start=\"3725\" data-end=\"3895\">Its aim is to facilitate family reconciliation and optimise the worker's salary by means of <strong data-start=\"3822\" data-end=\"3842\">personal income tax exemption<\/strong>, This translates into immediate financial savings.<\/p><p>However, it is important to ensure that the <strong>the selected centre is approved<\/strong>, This is a prerequisite for the use of this type of aid.\u00a0<\/p><div class=\"wp-block-spacer\" style=\"height: 49px;\" aria-hidden=\"true\">\u00a0<\/div><div class=\"wp-block-buttons\"><div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color has-text-align-center wp-element-button\" style=\"background-color: #0f172a;\" href=\"https:\/\/www.edenred.es\/en\/ticket-guarderia\/\">I want to discover the Edenred childcare cheque<\/a><\/div><\/div><div class=\"wp-block-spacer\" style=\"height: 49px;\" aria-hidden=\"true\">\u00a0<\/div><h2 aria-hidden=\"true\">Types of childcare vouchers: flexible remuneration or social benefit<\/h2><h3 class=\"wp-block-heading\">Childcare vouchers with flexible remuneration<\/h3><p>The childcare voucher offered through the <a href=\"https:\/\/www.edenred.es\/en\/flexible-compensation\/\" target=\"_blank\" rel=\"noreferrer noopener\">flexible compensation<\/a> allow employees to <strong>allocate part of their gross salary to pay for childcare or day-care facilities.<\/strong>\u00a0\u00a0<\/p><p>This modality is particularly advantageous because the amount allocated to this cheque is exempt from personal income tax, which generates significant tax savings. In this scheme, the employee voluntarily decides to participate in the plan, adjusting his or her annual remuneration to include this benefit without increasing costs for the company.\u00a0<\/p><h4 data-start=\"4110\" data-end=\"4126\">Advantages<\/h4><ul data-start=\"4127\" data-end=\"4388\"><li data-start=\"4127\" data-end=\"4183\"><p data-start=\"4129\" data-end=\"4183\">Total exemption of personal income tax on the amount spent<\/p><\/li><li data-start=\"4184\" data-end=\"4254\"><p data-start=\"4186\" data-end=\"4254\">Significant savings (between \u20ac600 and \u20ac1,000 per year, depending on the tranche)<\/p><\/li><li data-start=\"4255\" data-end=\"4297\"><p data-start=\"4257\" data-end=\"4297\">No additional cost for the company<\/p><\/li><li data-start=\"4298\" data-end=\"4346\"><p data-start=\"4300\" data-end=\"4346\">The employee chooses the quantity and the plant<\/p><\/li><li data-start=\"4347\" data-end=\"4388\"><p data-start=\"4349\" data-end=\"4388\">Easily integrated into payroll<\/p><\/li><\/ul><p>You can easily calculate your savings with our <strong><a href=\"https:\/\/www.edenred.es\/en\/calculator\/\" target=\"_blank\" rel=\"noopener\">Flexible Remuneration simulator<\/a><\/strong>.<\/p><h3 class=\"wp-block-heading\">Childcare ticket as a social benefit<\/h3><p>In this modality, <strong>the company assumes the cost of the childcare vouchers and offers them to its employees as a <\/strong><a href=\"https:\/\/www.edenred.es\/en\/companies-self-employed\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>social benefit<\/strong><\/a><strong> additional<\/strong>, without affecting the employee's gross salary. In this case, the company can incentivise its employees by promoting work-life balance, as well as reinforcing its corporate social responsibility policy.\u00a0<\/p><p>From the employee's point of view, this translates into significant financial savings, <strong>as the amount of the cheque is not subject to personal income tax.<\/strong>, The same is true for flexible remuneration. For the company, this type of measure can improve talent retention and satisfaction, positioning itself as an organisation that actively supports working families.\u00a0<\/p><h4 data-start=\"4772\" data-end=\"4804\">Advantages for the company<\/h4><ul data-start=\"4805\" data-end=\"4991\"><li data-start=\"4805\" data-end=\"4855\"><p data-start=\"4807\" data-end=\"4855\">100% tax-deductible for corporate income tax purposes<\/p><\/li><li data-start=\"4856\" data-end=\"4892\"><p data-start=\"4858\" data-end=\"4892\">Strengthen employer branding<\/p><\/li><li data-start=\"4893\" data-end=\"4944\"><p data-start=\"4895\" data-end=\"4944\">Improving talent retention and motivation<\/p><\/li><li data-start=\"4945\" data-end=\"4991\"><p data-start=\"4947\" data-end=\"4991\">Contributes to equality and work-life balance<\/p><\/li><\/ul><h4 data-start=\"4993\" data-end=\"5026\">Advantages for the employee<\/h4><ul data-start=\"5027\" data-end=\"5181\"><li data-start=\"5027\" data-end=\"5066\"><p data-start=\"5029\" data-end=\"5066\">Total savings: not taxable for personal income tax purposes.<\/p><\/li><li data-start=\"5067\" data-end=\"5123\"><p data-start=\"5069\" data-end=\"5123\">Direct and immediate support for family expenses<\/p><\/li><li data-start=\"5124\" data-end=\"5181\"><p data-start=\"5126\" data-end=\"5181\">It allows you to return to work with less stress.<\/p><\/li><\/ul><h2 class=\"wp-block-heading\">Who can benefit from the childcare cheque?<\/h2><p data-start=\"5242\" data-end=\"5327\">Access depends on the policy of each company, but in general they can apply for it:<\/p><ul data-start=\"5329\" data-end=\"5495\"><li data-start=\"5329\" data-end=\"5369\"><p data-start=\"5331\" data-end=\"5369\">Employees with children from 0 to 3 years old<\/p><\/li><li data-start=\"5370\" data-end=\"5447\"><p data-start=\"5372\" data-end=\"5447\">In some cases, up to 6 years if the child has special needs.<\/p><\/li><li data-start=\"5448\" data-end=\"5495\"><p data-start=\"5450\" data-end=\"5495\">Provided that the day care centre is approved<\/p><\/li><\/ul><p>In some cases, employers may ask for additional documentation, such as a certificate of the child's enrolment in childcare or proof of previous payments. Therefore, <strong>it is advisable to consult directly with the company for full details and requirements.<\/strong>.\u00a0<\/p><h2 class=\"wp-block-heading\">Is the company childcare cheque compatible with other subsidies?<\/h2><p>One of the main concerns of parents is whether the company childcare cheque is compatible with other subsidies, such as those offered by the state. The good news is that <strong>yes, these aids are perfectly complementary.<\/strong>\u00a0<\/p><p>For example, the childcare voucher can be combined with the <a href=\"https:\/\/sede.agenciatributaria.gob.es\/Sede\/ciudadanos-familias-personas-discapacidad\/deducciones-relacionadas-hijos-descendientes\/deduccion-maternidad\/incremento-deduccion-maternidad-gastos-guarderia.html\" target=\"_blank\" rel=\"noreferrer noopener\">maternity deduction<\/a> which is applied in the income tax return. As it is an allowance that operates as a flexible wage, it does not directly affect other tax benefits.\u00a0\u00a0<\/p><p>Also <strong>it is possible to combine the childcare voucher with regional or local subsidies, as long as the total cost of the childcare service is not exceeded.<\/strong>. It is therefore important to find out about the regulations applicable in the region and to consult a tax advisor if you have any doubts.\u00a0<\/p><h2 class=\"wp-block-heading\">Edenred Guarder\u00eda: the ticket that supports working families<\/h2><p>Edenred offers <a href=\"https:\/\/www.edenred.es\/en\/ticket-guarderia\/\" target=\"_blank\" rel=\"noreferrer noopener\">Childcare Ticket<\/a> as a benefit designed to facilitate the reconciliation of work and family while optimising tax savings. With Edenred's Childcare Ticket, <strong>companies can implement this advantage in a simple and effective way.<\/strong>, The company's flexible remuneration and social benefits can be adapted to suit the needs of its employees.\u00a0<\/p><p>Thanks to a network of approved centres and Edenred's experience in the management of benefits, this service has become a key tool for <strong>support working families, increase team motivation and reinforce the company's commitment to the well-being of its employees.<\/strong>\u00a0<\/p><p>Discover <a href=\"https:\/\/www.edenred.es\/en\/blog\/como-implementar-ticket-guarderia-de-edenred\/\">how to implement Edenred Guarder\u00eda in your HR strategy.<\/a><\/p><h3 class=\"wp-block-heading\">In which nursery schools can I use the Edenred childcare ticket?<\/h3><p>The Edenred childcare cheque <strong>can be used in any nursery or childcare centre that is part of their <\/strong><a href=\"https:\/\/www.edenred.es\/en\/ticket-guarderia\/nursery-search\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>wide network of approved centres<\/strong><\/a>. To find out if the centre you are interested in is included, simply use the nursery school search engine available on the Edenred website.\u00a0<\/p><p>If the centre is not a member of the network, you do not need to change it. You can ask the person in charge to send a membership application using the form available on the Edenred website. Once the process has been approved, you will be able to use the cheque without any problem, <strong>thus ensuring maximum comfort and flexibility for families.<\/strong>\u00a0<\/p><p>Discover <a href=\"https:\/\/www.edenred.es\/en\/blog\/6-motivos-para-implementar-edenred-guarderia-en-tu-empresa\/\">Why implement Edenred Guarder\u00eda in your company?<\/a>!<\/p><h2 data-start=\"7191\" data-end=\"7243\">Frequently asked questions about the childcare cheque<\/h2><h3 data-start=\"7245\" data-end=\"7282\">Is there an exemption limit?<\/h3><p data-start=\"7283\" data-end=\"7352\">Yes, it cannot exceed <strong data-start=\"7307\" data-end=\"7338\">30% of gross annual salary<\/strong> of the employee.<\/p><h3 data-start=\"7354\" data-end=\"7399\">Can it be used in any centre?<\/h3><p data-start=\"7400\" data-end=\"7453\">Only in approved centres or centres affiliated to the supplier.<\/p><h3 data-start=\"7455\" data-end=\"7482\">Does it affect payroll?<\/h3><p data-start=\"7483\" data-end=\"7545\">It reduces the taxable base for personal income tax, increasing the net salary.<\/p><h3 data-start=\"7547\" data-end=\"7589\">Can the self-employed benefit?<\/h3><p data-start=\"7590\" data-end=\"7657\">No, unless they use deductions for childcare expenses in personal income tax.<\/p><h3 data-start=\"7659\" data-end=\"7693\">Does it affect contributions?<\/h3><p data-start=\"7694\" data-end=\"7734\">No, it does not affect the contribution base.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>La conciliaci\u00f3n laboral y familiar sigue siendo uno de los mayores retos para las familias con hijos peque\u00f1os. El coste de las guarder\u00edas, que en Espa\u00f1a puede oscilar entre 250 y 450 \u20ac al mes seg\u00fan la comunidad aut\u00f3noma, supone un esfuerzo econ\u00f3mico considerable.En este contexto, el cheque guarder\u00eda se ha convertido en una de [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":37994,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[204],"tags":[],"class_list":["post-37993","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retribucion-flexible"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cheque Guarder\u00eda: qu\u00e9 es, c\u00f3mo funciona y ventajas fiscales | Blog Edenred<\/title>\n<meta name=\"description\" content=\"Descubre c\u00f3mo el cheque guarder\u00eda ayuda a conciliar, reduce el coste de las guarder\u00edas y permite ahorrar con exenci\u00f3n de IRPF. 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